Joyce was born in Binger, Oklahoma, where she grew up on a farm, attended school, and met her husband Raymond Kerbo with whom she was happily married for 67 years.
She was a homemaker and was totally devoted to her husband, children, and grandchildren.
Joyce was sixth of nine children born to Austin and Valonia Rider, along with her older brother and sisters: Twila Church, Nola Crick, Izetta Richardson, Wanda Catlin, and Burl Rider; and younger brothers and sister: Walt Rider, Donna Erickson, and Phil Rider.
She is survived by son, Kevin Kerbo of Kalamazoo, Michigan; twin daughters, Stephanie Wilson and her husband Scott of Oklahoma City and Stacey Masopust and her husband Patrick of Oklahoma City; four grandchildren: Elizabeth Kerbo, Chris Kerbo, Sawyer Wilson, and Shane Wilson; and one great-grandchild, Makenna.
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