She was born on July 1, 1935 in Smithville, Tennessee, the daughter of Oakley and Shirley Bell (Goolsby) Flat.
Frances married Walter L. Watson on July 4, 1958 in Cuyahoga Falls, Ohio.
She was a member of the Clear Lake Bible Church, and was active in the Women’s Missionary Society. She enjoyed sewing, and traveling.
Survivors include her husband, Walter L. Watson of Fremont, Indiana, a daughter, Peggy Gail Watson of Angola, Indiana, two grandchildren, James Lint, and Tristan Smith, both of Fort Wayne, Indiana, and five sisters, Joyce Crisp of Massillon, Ohio, Nancy Hoffman of Doylestown, Ohio, Marie Andrew of Barberton, Ohio, Doris Flat of Phoenix, Arizona, and Sue Hamilton of Menlo Park, California.
She was preceded in death by, a daughter, Vickie Smith, her parents, Oakley and Shirley Bell Flat, a sister, Geneva Flat, and a brother, Everett Flat.
Funeral Services will be held at 11 am Thursday, June 8, 2017 at the Clear Lake Bible Church, 9050 E. County Road 700 North, Fremont, Indiana, with Pastor Voyle Hartleroad, officiating. There will be one hour of calling prior to the services at the church from 10 am until 11 am.
Burial will follow at Covenanter Cemetery, Fremont, Indiana.
Memorials in her memory are requested to the Clear Lake Bible Church.
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