Memorial services celebrating the life of Nancy Elizabeth Lloyd 80 of Palm Coast will be held on Thursday, June 10, 2021 at 11:00 AM in the chapel of Craig-Flagler Palms Funeral Home 511 Old Kings Road S. Flagler Beach with Rev. Harry Gilman officiating. Mrs. Lloyd, a resident for the past 30 years coming from Pittsburgh PA, passed away on June 5, 2021. She was born in Pittsburgh, PA on July 21, 1940 a daughter of James and Cecelia Verner Kernick. Mrs. Lloyd enjoyed being an antique dealer and a day trader in the stock market. She was a social butterfly and loved all animals especially her cat Maurice. Preceding her in death was her husband, Joseph Lebegern, a son, Arthur Lloyd and two brothers, Donald Kernick and Richard Kernick. Surviving are two daughters, Kathleen Barone-Osthoff and her husband Vince of Palm Coast and Lou Ann Christmas of Flagler Beach, one son, John Tedesco of Pittsburgh, five grandchildren and seven great grandchildren, and two brothers, Jack Kernick of Palm Coast and Daniel Kernick of Pittsburgh. Arrangements are in the care and trust of Craig-Flagler Palms Funeral Home.