Making end-of-life arrangements is a difficult and emotional task. There are many decisions, and the expenses are often unexpected. Whether you're planning a traditional church service followed by a graveside ceremony; a simple cremation without a service; or an uplifting celebration of life with decor, live music, catering and more, we want to help you understand funeral costs in 2024.
In this article you will learn:
- How much does the average funeral cost?
- How do funeral costs break down?
- How much does a cremation funeral cost?
- How do cremation funeral costs break down?
- Other costs to consider
- How to keep funeral costs affordable
The best way to understand the price of the funeral or cremation memorial you prefer is to work with a funeral planning professional, but our pricing guide will get you started. It’s important to note that the costs in this story do not include cemetery property or burial costs. Average costs vary by state and may not include certain items per state regulations.
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How much does the average funeral cost?
According to a 2023 report by the National Funeral Directors Association (NFDA), the national median cost of a traditional funeral with a viewing and burial is $8,300.
That cost includes:
- Transportation of the loved one to the funeral home
- Embalming and other preparations of the loved one, such as hair and makeup
- Metal casket
- A basic services fee for the funeral director and staff’s time
- Access to the funeral home’s amenities, including chapels, visitation rooms, reception areas and more
- Basic printed materials, such as a funeral program and registry book
- Use of a coach
- Use of a service car/van
Breakdown of funeral costs
To help you estimate the average cost of a funeral in 2024, here is a breakdown by item of the national median funeral costs provided by the NFDA.*
Basic services of the funeral director and staff | $2,495 |
Removal/transfer of loved one to funeral home | $395 |
Embalming | $845 |
Preparation of the loved one | $295 |
Staff costs and use of the funeral home for the viewing | $475 |
Staff costs and use of the funeral home for the funeral | $550 |
Coach services | $375 |
Use of a service car/van | $175 |
Basic printed materials for the memorial | $195 |
Metal casket for burial | $2,500 |
Median cost of a funeral with a viewing and burial | $8,300 |
Vault | $1,695 |
Total with vault | $9,995* |
*Costs will vary by region and provider.
How much does a cremation funeral cost?
According to the same NFDA report, the national median cost of a cremation with a viewing and memorial is $6,280.
That cost includes:
- Transportation of the loved one to the funeral home
- Embalming and other preparations of the body, such as hair and makeup
- A basic services fee for the funeral director and staff’s time
- Access to the funeral home’s amenities, including chapels, visitation rooms, reception areas and more
- Basic printed materials, such as a funeral program and registry book
- Use of a service car/van
- Fee for cremation
- Cremation container
- Urn
Breakdown of cremation funeral costs
To help you estimate cremation funeral costs in 2024, here is a breakdown by item of the national median cremation costs with a viewing before and a memorial service or celebration of life afterward, which is provided by the NFDA.*
Basic services of the funeral director and staff | $2,495 |
Removal/transfer of loved one to funeral home | $395 |
Embalming | $845 |
Preparation of the loved one | $295 |
Staff costs and use of the funeral home for the viewing | $475 |
Staff costs and use of the funeral home for the service | $550 |
Use of a service car/van | $175 |
Basic printed materials for the memorial | $195 |
Cremation fee (if the funeral home uses a third party) | $400 |
Cremation container | $160 |
Urn | $295 |
Median cost of a funeral with a viewing and cremation | $6,280* |
*Costs will vary by region and provider.
Other costs to consider
How much a funeral will cost will depend on a number of factors. To create a more accurate budget, here are some additional costs to consider when planning a memorial or celebration of life.
Venue
Many funeral homes have a chapel or other dedicated space in which to hold a funeral or memorial service. Some have gardens, courtyards, backyards or other natural outdoor areas for funerals and memorials. However, some people may prefer a church or temple setting; others might rather use a restaurant, country club, banquet hall or other venue. A celebration of life may also be held in a friend's or family member’s backyard, on the beach or in a park (with a permit, of course). Venue costs can be a little or a lot. Though a friend’s yard is free, a hotel ballroom is not.
Music
When planning your venue, you might also wish to think about adding live music. Whether a single musician, such as a harp player for the chapel or a bagpiper for graveside, or an entire band for a catered reception, musicians make an impact at a funeral or memorial. Prices start in the hundreds and can range into the thousands.**
Celebrant or clergy
Often a pastor, priest or other religious affiliate will conduct a funeral service. However, even families who enlist a member of the clergy to lead the service may also want to use a funeral celebrant, a person who is specially trained to help a family incorporate personal details into every aspect of a memorial. The services of clergy members and funeral celebrants typically run a few hundred dollars.**
Catering
Serving food after a funeral is a longstanding tradition for many cultures. Some funeral providers arrange catering services and have dedicated spaces for receptions, which can include anything from refreshing beverages and snacks to a formal seated dinner. Food during a visitation can be not only a convenience but a comfort that encourages guests to spend time together. Catering costs depend on the type of food, number of guests and serving preference.
Decor
Flowers are often a part of a typical funeral. The kinds of flowers and the types and sizes of arrangements inform the total price, which can run from several hundred dollars to the thousands.**
You can also add personal touches to the funeral. Gestures like releasing butterflies, balloons or doves are often part of a service. Those add to the funeral cost, but incorporating unique touches doesn’t have to cost a thing. Asking guests to wear a loved one’s favorite color or a piece of clothing that represents a sports team or a passion for hats, for example, can set a tone and is free. So is having friends and family speak from the heart.
Programs and stationery
Funeral programs and register books are commonplace. Keepsake bookmarks and personalized stationery are other options. Printing beyond a basic memorial printed package contributes to the cost of a funeral.
Mementos and keepsakes
Movies, slideshows, portraits, blankets, mini cremation urns and more make heartfelt funeral keepsakes for family members. Funeral favors, such as personalized golf balls, key rings or boxes of cookies made from a special recipe, are a modern-day way to celebrate life. These items can add to the cost of a funeral, but they don’t have to. Some families opt to divide up a loved one’s collection among family and friends—and that can be the most meaningful remembrance of all.
Families may also wish to budget for cremation jewelry and other lasting ways to keep a loved one's memory near. Depending on your choice, these types of keepsakes can be inexpensive or costly.
Casket or urn
The cost of a traditional casket or cremation urn varies widely. You can pay a few hundred dollars for a cardboard container used during cremation or many thousands for a high-quality metal or handcrafted wood casket with personal touches.** Cremation urns come in many shapes and sizes. Urn prices reflect size, material and design.
Cemetery costs
The average burial cost is important to add to the breakdown of funeral costs. These additional costs may include the purchase of cemetery property, such as memorial plots, mausoleums or lawn crypts; custom-built memorials or monuments; and opening and closing fees for a burial plot.
How to keep funeral costs affordable
One of the best ways to make a funeral more affordable is by preplanning. A prepaid funeral plan not only offers your family relief from a potential financial burden, but it can also make sure your family only spends money on the options that are important to you.
Another valuable benefit of a prepaid funeral plan is that it allows families protection against price increases. While prices will go up over time, prepaying allows you to lock in prices on some items.
When your family is freed from the need to worry about expenses or craft an end-of-life arrangement on your behalf, they can focus on what’s most important: remembering, grieving and caring for each other during a difficult time.
**Prices and selection vary by provider.
What affects funeral and cremation costs?
There are hundreds of decisions that must be made when planning a funeral, cremation or memorial service, and making funeral arrangements can often seem confusing or overwhelming. Because there’s no one-size-fits-all approach to planning a funeral or memorial service, there are different costs and expenses to consider. Learn what to expect and get your free Guide to Understanding Funeral and Cremation Costs today.
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